![]() ![]() Affected consumers can enroll in the five-year extended credit monitoring services and find more information on eligibility here. This is in addition to the four years of credit monitoring services already offered to affected consumers - two of which were offered by Experian in the wake of the 2015 breach, and two that were secured through a separate 2019 class action settlement. Data minimization and disposal requirements, including specific efforts aimed at reducing use of Social Security numbers as identifiers.Įxperian will also be required to offer five years of free credit monitoring services to affected consumers, as well as two free copies of their credit reports annually during that timeframe.Strengthen due diligence provisions requiring the company to properly vet acquisitions and evaluate data security concerns prior to integration and.Not misrepresent to its clients the extent to which Experian protects the privacy and security of personal information.Develop an Identity Theft Prevention Program to detect potential red flags in its customer’s accounts.Strengthen its vetting and oversight of third parties that it allows to access personal information.Maintain a comprehensive incident response and data breach notification plan.Terms of the Experian settlements also require the company to: Under the terms of the settlements, Experian will pay a total of $13.67 million in connection with the 20 data breaches and has agreed to strengthen its data security practices going forward. Today’s settlements resolve claims that the company’s data security practices were in violation of state consumer protection laws and breach notification laws, including Massachusetts Data Security Regulations. The attorneys general reached separate settlements with Experian and T-Mobile in connection with the data breaches. Experian offered two years of credit monitoring services to consumers following the breach. The breach involved the personal information of consumers – including more than 280,000 Massachusetts residents – who had applied for T-Mobile postpaid services and device financing between September 2013 and September 2015, including names, addresses, dates of birth, Social Security numbers, identification numbers (such as driver’s license and passport numbers), and related information used in T-Mobile’s own credit assessments. In September 2015, Experian also reported it had experienced a data breach in which a hacker gained access to a part of Experian’s network storing personal information on behalf of its client, T-Mobile. Since that time, the identity thief has pleaded guilty to federal criminal charges for wire fraud, identity fraud, access device fraud, and computer fraud and abuse, among other charges. never notified affected consumers of the data breach. database before Experian Data Corp purchased the company and continued to do so afterwards. The thief had begun accessing information from the Court Ventures, Inc. Secret Service alerted Experian Data Corp., a subsidiary of Experian, to the existence of an identity thief who was posing as a private investigator and retrieving sensitive personal information, potentially including names, Social Security numbers, addresses, and/or phone numbers from Court Ventures Inc., a database company that Experian Data Corp. “I am pleased to join my colleagues today in holding these companies accountable for their failures to protect the sensitive information of our residents.” ![]() “Ensuring the security and privacy of Massachusetts consumers is a top priority and we take data breaches and their potential risks seriously,” said AG Healey. Massachusetts will receive over $625,000 from the settlements. Under the terms of the settlements, Experian, one of the big-three credit reporting agencies, and T-Mobile have agreed to improve their data security practices and pay the states a combined amount of more than $16 million. A $2.5 million multistate settlement was also reached with T-Mobile in connection with the 2015 Experian breach, which impacted more than 15 million individuals who submitted credit applications with the telecommunications company. BOSTON - Attorney General Maura Healey today announced multistate settlements with Experian, totaling over $13.67 million, concerning data breaches in 20 that compromised the personal information of millions of consumers nationwide.
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